Retirement Insights from Route 65 Financial

This retirement planning blog covers Medicare decisions, long-term care questions, Social Security timing strategies, and income planning topics that Connecticut pre-retirees and retirees are actively working through, written by the same CLTC, RFC, and CES credentialed advisor who works with them directly.

The best time to claim Social Security depends on your health, work plans, income needs, marital situation, and the role Social Security will play in your retirement income. Connecticut residents...
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When you turn 65 in Connecticut, your Medicare Initial Enrollment Period (IEP) begins three months before your 65th birthday and ends three months after. If you miss this window—and you don’t...

Medicare Enrollment Timing for Connecticut Residents Turning 65: What You Need to Know

When you turn 65 in Connecticut, your Medicare Initial Enrollment Period (IEP) begins three months before your 65th birthday and ends three months after. If you miss this window—and you don’t...
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Life insurance can still make sense after retirement, but its purpose often changes. Instead of replacing a working paycheck for young children, it may help protect a surviving spouse, cover final...

Do Connecticut Retirees Still Need Life Insurance?

Life insurance can still make sense after retirement, but its purpose often changes. Instead of replacing a working paycheck for young children, it may help protect a surviving spouse, cover final...
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